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Celebrate Chicken Month: Powering Nigeria’s Nutrition


Every year, Chicken Month highlights Chicken as one of the most popular and widely consumed sources of protein in the world. In Nigeria, where protein deficiency remains a pressing concern, Chicken Month is more than a celebration; it is a reminder of chicken consumption’s role in improving the nation’s nutrition and health.

No doubt, protein is a vital nutrient for everyone. It fuels children’s growth and learning, supports adults in maintaining strong muscles and energy, and strengthens immunity across all ages. Yet for many households, meeting daily protein needs can feel like a challenge.

That is why chicken stands out. It is one of the most practical solutions available- affordable, accessible, and adaptable to our everyday meals.

Chicken is more than just delicious. It is a lean source of high-quality protein, offering essential nutrients without the heavy saturated fats often associated with red meats.

This makes it a smart choice for families who want to enjoy tasty meals while also caring for their health. From stews to soups, grilled portions, or even our Nigerian jollof rice, chicken fits seamlessly into Nigerian cuisine, proving that eating well does not have to be complicated or costly.

Beyond nutrition, chicken also represents versatility. Families can make the most of every part; from drumsticks and thighs to gizzards and liver etc, ensuring nothing goes to waste. With thoughtful cooking methods such as boiling, steaming, or grilling, chicken retains its nutrients while meeting the diverse tastes of both children and adults.

Chicken Month is an opportunity for Nigerians to rethink how they approach protein in their diets. By choosing chicken more often, families can take simple but powerful steps toward closing the protein gap and building healthier communities.

This Chicken Month, Right To Protein encourages every household to see chicken as not just a meal option, but as a daily commitment for better nutrition and a stronger future. Adding more protein to the plate is a simple way to open the door to better health and better living.

Sunday Thomas Honoured at NAIPE 10th Annual Conference, Says NIIRA Will Revolutionize Insurance Sector

‎The immediate past Commissioner for Insurance/CEO, National Insurance Commission (NAICOM), Mr. Olorundare Sunday Thomas, has commended the Nigerian Association of Insurance and Pension Editors (NAIPE) for honouring him with an Award of Excellence.

‎Mr. Thomas was honoured by NAIPE with an Award of Excellence, for his contribution to the growth of the industry and his support for insurance journalists, during the Association’s 2025 National Conference with the theme “Strengthening Pension and Insurance Framework For A Better Economy,” held in Lagos recently.

‎Expressing excitement for the award, Thomas who was the Chairman of the occasion, said he did what he did then in all sense of sincerity without anticipating any reward from any quarter, just as he promised to continue to do more for the good of the journalists and the industry as a whole.

‎“All that I did then, I did them with all sense of sincerity because I knew it was necessary for me to do them. I was not doing them in anticipation of any reward. But today you people choose to honour me with an award. This is quite surprising and I am excited. On behalf of my family, I want to sincerely thank NAIPE for finding me worthy of this. I am not taking it lightly,” he said.

‎Commending members of NAIPE for the award and for sustaining their reportage of the pension and insurance sectors, he said, “Some of us are fortunate to be around when they started, we know through thick and thin, they have been able to go this far, they have been able to impact on the two sectors, thereby providing relevant information to the stakeholders.

‎“Apart from this award, I want to thank NAIPE for the good things they have been doing for the industry. As long as I am alive, I will continue to associate with the association, to ensure they continue to contribute their quota to the growth of the industry. Any time you call me, be rest assured that I will answer you.”

‎On the Nigerian Insurance Industry Reform Act (NIIRA) 2025, recently signed into law by President Bola Ahmed Tinubu, Thomas said the Act if properly implemented, will take care of all stakeholders and revolutionise the nation’s insurance sector to contribute significantly to national growth.

‎“Looking at where we are today, I want to congratulate the President, for signing the Nigerian Insurance Industry Reform Act (NIIRA) 2025 into law, whose journey started in 2008. NIIRA will transform and revolutionise the insurance sector. The extent the law will go, in terms of achievement, will depend on both the implementers and the industry, and the response to the content of that law will determine the extent of achievement. But one thing I am so sure of, is the fact that the platform has been set for its achievement, in terms of taking care of all the stakeholders: consumers are protected, shareholders are protected, and operators are protected.

‎“Of course, strengthening the sector with the formalisation of Risk-Based Capital will go a long way, in which case, we don’t need to operate at the same level – be where you have capacity to be,” Thomas added.

‎On how insurance and pension sectors can contribute to the achievement of President Tinubu’s one trillion dollar economy, the former NAICOM boss said, “There is no doubt that pension sector has asset under management of over N24 trillion, and insurance sector with an asset base of about N4.4 trillion.

‎“I believe that we are in a good position to begin to look at the possibility and realisation of President Bola Ahmed Tinubu’s vision for having an economy with a one trillion dollar Gross Domestic Product (GDP).

‎“I think we are on course, though we need to gain speed by 2030, which is five years from now. I believe that with these laws, and the people managing the sector, we will be able to take our rightful position in effectively contributing to President Tinubu’s vision.”

Pensions: Building Long Term Security In Retirement Not Quick Fix

Few issues stir as much passion as pensions. After all, retirement is not some distant concept, it is the very moment when decades of work are meant to translate into dignity, stability, and peace of mind.

For Nigerian workers, the Contributory Pension Scheme (CPS) is the system designed to ensure that this promise is kept. Yet, as public debates grow louder, it is important to separate emotion from fact, and quick fixes from sustainable solutions.

At the heart of the pension conversation lies a simple question: should retirees be allowed to withdraw their savings in full, or should access remain structured? The former offers instant gratification; the latter seeks to protect long-term security. The choice is not trivial—it is one that determines whether our elders live their final years in comfort or in poverty.

The Hidden Risks of “Take-It-All”

Imagine a retiree with ₦20 million saved up over a career. It may seem logical to withdraw the entire sum and invest it independently. Some might argue that by chasing attractive interest rates or putting the money into a family business, higher returns can be secured. But this perspective often ignores three hard realities.

1.     The first is longevity risk—the possibility of outliving one’s savings. A lump sum might look substantial at 60, but what happens if life stretches to 85 or 90? (which many are praying for). The CPS is deliberately structured to provide income for life, ensuring that retirees do not face destitution in their later years.

2.     The second is market volatility. Treasury bill yields and bond rates do not remain at 15 elevated levels (double digits) indefinitely. They fluctuate sometimes falling to single digits. A retiree who counts on fixed high returns may quickly discover that returns are unpredictable and insufficient, especially during downturns.

3.     The third is investment risk. Stories abound of pensioners who withdraw funds to finance ventures that collapse under inflationary pressures or poor management. The intention may be noble, but the outcome is often tragic: savings vanish, while bills remain.

Two Faces of Retirement

Consider the story of two hypothetical retirees, both of whom left service with ₦20 million. Madam Okeke decided to withdraw everything and invest in a family business. For a while, it seemed promising. But within three years, inflation, currency depreciation, and unforeseen costs left her with nothing. By her early seventies, she had become dependent on relatives for basic needs.

Her colleague, Mr. Ade, opted to remain under the CPS. His monthly pension was modest but consistent. Each month, without fail, his payment arrived. At 80, he still enjoys independence, secure in the knowledge that his pension will not dry up.

Both individuals worked hard; both sought security. But their choices determined whether retirement meant stability or vulnerability.

Why Structure Matters

Some critics argue that restricting lump-sum withdrawals treats retirees like children. In reality, the principle is protective, not paternalistic. Across the world, pension systems are structured to spread income across retirement years because experience shows that without safeguards, many retirees exhaust savings too quickly. Family obligations, health crises, or speculative investments often erode lump sums, leaving individuals vulnerable at the exact stage of life when they are least able to recover financially.

The CPS prevents this outcome by ensuring that pensions last as long as life itself. For retirees who live beyond expectations, payments continue through programmed withdrawals or annuities arranged with insurance companies. The notion that payments “end” at 75 is a misconception; in truth, actuarial science only uses life expectancy as a guide for planning, not a cut-off point.

Building Trust in the System

Trust is the lifeblood of any pension system. Workers must believe that their savings are safe and that administrators are acting in their best interests. Under Nigerian CPS, pension assets are not even held by the Pension Fund Administrators (PFAs). Instead, they are kept with independent Pension Fund Custodians under the strict oversight of the National Pension Commission (PenCom). This three-tiered structure: Saver, Administrator, Custodian provides layers of security that safeguard against mismanagement.

Since the scheme’s inception in 2004, pension assets have grown to over ₦24 trillion. These funds are invested in government securities, infrastructure, corporate bonds, and housing, supporting not just individual retirees but also the broader Nigerian economy. PFAs earn regulated fees (among the lowest in Africa) while all investment returns accrue to contributors. Far from exploiting workers, the system has built a sustainable pool of capital that benefits both retirees and national development.

The Temptation of Oversimplification

It is easy to believe that giving retirees unrestricted access to their funds is the “fair” solution. But pensions are not simple savings accounts. They are insurance against the twin uncertainties of longevity and economic shocks. Psychologists call it the Dunning-Kruger effect: when complex issues are oversimplified by those who do not fully understand them. In the pension context, what looks like empowerment today may translate into widespread elderly poverty tomorrow.

The Real Struggle

Ultimately, the true enemy is not the pension structure it is poverty. A nation that fails to protect its elders condemns itself to cycles of dependency and despair. Justice in pensions is not about short-term payouts but about ensuring that workers who devoted decades to the economy are not left helpless in their later years.

The CPS was designed precisely for this: to move Nigeria away from the inefficiencies and corruption of the old Defined Benefit Scheme, and toward a sustainable system that outlasts political and economic turbulence.

A Call for Balance

Nigeria must pursue a balanced path one that recognizes retirees’ genuine frustrations while preserving the safeguards that protect them. Quick fixes may win applause in the moment, but true dignity in retirement comes from careful, compassionate, and sustainable reform.

Our elders deserve nothing less.

Public Offer Drive: Investors Compete For Sterling Holdco  Shares

Sterling Financial Holdings Company Plc. (‘Sterling Holdco’), the parent company of The Alternative Bank, Sterling Bank, SterlingFI, and a number of other novel business solutions, has witnessed a very positive response to its public offer, as investors rally for a stake in the company’s future.
The public offer, launched on September 17, 2025, has quickly become one of the most talked-about opportunities in the Nigerian financial market, with analysts predicting that the offer will prove to be amongst the most lucrative in the sector’s investment landscape.
The Sterling Public Offer has sparked widespread interest, with market experts
noting that the price, which is about 6% below its current trading price, presents
an attractive entry point for both institutional and retail investors.
 The offer is set to close soon, but the rapid pace of interest has led many to speculate that
the full subscription has already been reached or even exceeded much earlier than expected.
According to leading financial analysts, Sterling Holdco’s strategic expansion
plans, solid market position, and innovative financial products have positioned
it as a major contender in Nigeria’s banking sector.
 The public offer is widely
regarded as an exciting proposition for investors looking to capitalise on a company with strong fundamentals and an ambitious growth trajectory.
With a price point set at a discount to current trading prices, the offer is seen as a
compelling opportunity for both long-term and short-term investors.
Sterling Holdco has consistently demonstrated a commitment to innovation
and sustainable growth. One of the most compelling indicators of the company’s underlying strength is the impressive growth of its share price.
 In the past year, the Holding company’s share price has grown steadily from ₦4.00 to
nearly ₦8.00 per share. This increase in the company’s stock price speaks volumes about the underlying value and confidence in its business model, leadership, and growth trajectory.
Sterling Holdco, known for its strategic ownership of two banks, a wealth management company, and a number of innovative consumer businesses, is seeking to raise additional capital through the issuance of 12.58 billion ordinary shares at ₦7.00 per share.
The proceeds from the public offer will be strategically deployed to further strengthen the Holdco’s capital base and
fund its growth initiatives over the next 36 months.
MAN’s 53rd AGM: A Platform for Nigeria First Policy Discussions

MAN hails Nigeria First policy at 53rd AGM
By Fidelia Okafor 
The Manufacturers Association of Nigeria (MAN) will use the platform of its 53rd Annual General Meeting (AGM) to deepen conversation on how to unlock the full potential of the Nigeria First policy.
The theme for this year’s Annual General Meeting “Nigeria First: Prioritizing Patronage of Made in Nigeria” underscores MAN’s unwavering belief that prioritizing local production is the surest path to sustainable growth, employment generation and national development.
President of MAN, Otunba Francis Meshioye disclosed this while delivering his speech at a press conference today in Lagos to herald the upcoming 53rd AGM of the MAN, scheduled to hold from Tuesday, 14th to Thursday, 16th October 2025 at the Lagos Oriental Hotel, Victoria Island, Lagos.
He said “We are also thrilled to announce that our Distinguished Guest Speaker at this year’s Annual General Meeting is Alhaji Aliko Dangote GCON, Africa’s leading industrialist, President/ CEO of the Dangote Group. Aliko Dangote’s story is an epitome of the Nigeria First spirit.
“He has built one of Africa’s largest Conglomerates, spanning cement, sugar, salt, fertilizers and oil refinery.  His investment has redefined Nigeria Industrial landscape, created thousands of jobs and reducing dependence on imports.  His business decisions, over the past decades, capture the very essence of our theme: “Nigeria First: Prioritizing Patronage of Made in Nigeria.
“His presence will inspire our discussions as we navigate the next phase of Nigeria Industrial growth.
Meshioye said the three-day lineup of activities would be rich and impactful.
“Day one kicks off with the Opening Ceremony of the Made in Nigeria Exhibition which is slated for 12noon. Our distinguished Guest of Honour, who will be officially cutting the ribbon is the Secretary to the Government of the Federation, Senator George Akume CON; we believe his presence will serve the purpose of further attracting the attention of Government to what is Made in Nigeria, in order to achieve that top of the mind awareness and credible support from the highest level of government. Our distinguished guest of honour will be joined by other dignitaries to draw attention to made in Nigeria products and preach the patriotic gospel of patronage of made in Nigeria at the Exhibition. More than 100 exhibitors will be showcasing their products and thousands of visitors are expected during the 3-day period.
“Day two is planned to be strictly MAN members affairs for the annual general meeting. After the AGM, members will be engaged at a value addition panel discussion on 3D Manufacturing & Risk and Enterprise Management. It is a session planned to give credible accounts to members, create awareness and sensitize them adequately on thriving in the business of manufacturing.
“On Day three, the engagement will be climaxing with the 5th edition of the Adeola Odutola Lecture/Presidential Luncheon scheduled for Thursday, October 16th, 2025 at 11am with Alhaji Aliko Dangote as our Distinguished Guest Speaker. The exhibition ground will continue to receive guests from far and near, even as we engage at the high-profile Lecture. Our Special Guest of Honour on this occasion is the President of the Federal Republic of Nigeria, President Bola Ahmed Tinubu, GCFR. Other Economic Ministers, heads of government departments and agencies, members of the diplomatic corps, our colleagues in the Organized Private Sector and other stakeholders  will join our members to make the grand finale a huge success.
Meshioye said that these sessions are carefully designed to provoke critical discussions, foster partnership and highlight the urgency of implementing the “Nigeria First” Policy.
“Over the past year, Nigeria’s economic environment has remained challenging, yet it is marked by renewed hope, as bold policy steps are being taken to reposition the economy for growth. Of particular importance is the introduction of the “Nigeria First”  Policy, a decisive strategy to prioritize locally manufactured goods and services.
“This policy represents a turning point for our nation, one that seeks to foster economic self-reliance, industrialization and national pride. By mandating all Ministries, Departments, and agencies (MDAs) to patronize made in Nigeria goods and services that can be sourced locally, the Federal Government has signalled its resolve to place local industries at the heart of economic transformation.
“The “Nigeria First” Policy is more than a policy directive, it is a call to action to strengthen our industries, deepen local value chains and reposition Nigeria from being a consumer driven economy to a productive economy,” he encouraged.
Democratizing Education – Airtel’s Oremeji Example

Fourteen years ago, as Head of Corporate Communications & CSR at Airtel Nigeria, my team and I visited the famous Tolu Complex in Ajegunle, Lagos – a cluster of over 20 public schools serving thousands of children in one of Nigeria’s most underserved communities.
What we saw that day changed us forever. Children between 6 and 12 sat on the bare ground under a tree, their teacher using the cracked wall of a collapsed classroom as a blackboard. Some of us shed tears.
Right there, we made a decision: we would adopt and rebuild Oremeji Primary School 2.
From Collapse to Catalyst
In just six months – cutting through layers of government bureaucracy, battling security challenges, and even replacing stolen ceiling fans on commissioning day! – we delivered a modern school building:
•Six fully furnished classrooms with whiteboards
•An office for the head teacher
•Toilets for boys, girls, and staff
•A borehole with water reservoir
•Power supply
We didn’t stop there. We gave every child uniforms, shoes, books, and school bags. Later, through our Airtel Employee Volunteer Scheme, staff donated a mini-library, taught classes, and inspired students with career talks. An ICT lab soon followed, with computers and access to free, government-approved learning materials.
The Ripple Effect
Enrollment rose. Academic performance improved. Teachers began winning laurels. Most importantly, the small spark ignited bigger change: the then First Lady of Lagos, Mrs. Folasade Fashola, apparently persuaded her husband to rehabilitate other contiguous schools in the complex. Over time, the Lagos State Government transformed the entire landscape with massive new school blocks.
When I revisited Oremeji Primary School 2 last week, during a working tour of Nigeria, I was overwhelmed. Oremeji – once the pride of the complex – now looked modest, surrounded by gigantic, ultramodern buildings. And that’s exactly the point.
A Lesson in Development
What started as one bold corporate initiative grew into sustainable, government-backed transformation. Development truly begets development. No amount of darkness can cover the light of a single candle, it’s said.
That’s the power of partnerships, purpose, and persistence. The Airtel Adopt a School Program embodies all the aforementioned attributes.
And that’s why democratizing access to education must remain a collective mission – because the children of Ajegunle, and millions like them, are our future leaders.
It’s truly heartwarming that the major item on the agenda during my visit to Nigeria was a joint Media Briefing by Airtel Africa plc and Airtel Africa Foundation, where it was announced, amongst other things, that the Foundation, which is sponsored by Airtel, will adopt 100 schools across its 14 markets in Africa (10 in Nigeria) over the next 12 months, for a start.
By Emeka Oparah , the Vice President, Corporate Communications & CSR, Airtel Africa plc.
Africa Must Be On The Table In Global Agenda, Says FIRS Chairman

L-R, The Executive Secretary, African Tax Administration Forum (ATAF), Ms Mary Baine with the chairman, Federal Inland Revenue Service (FIRS) during the former’s visit to the latter in Abuja, on Tuesday. Photo credit: Victor Onarinde.
By Fidelia Okafor 
The African Tax Administration Forum (ATAF) has thrown its weight behind Nigeria’s tax reforms which culminated in the new tax laws, describing them as necessary for economic growth and development.
The recently-inaugurated Executive Secretary of the continental body, Ms Mary Baine, made the support known during a visit to the chairman, Federal Inland Revenue Service (FIRS), Zacch Adedeji, in Abuja, on Tuesday.
A statement by Dare Adekanmbi, Special Adviser on Media to the FIRS chairman said ATAF stands by Nigeria in reforming its fiscal landscape and pledged the readiness of the body to give technical support in areas that would help in realising the gains of the reforms.
She referenced how the organization had helped Zambia to build capacity in the area of raising revenue from mining, promising to offer support to Nigeria in the same area.
According to her, ATAF is willing to leverage Nigeria’s continental and global influence to mobilise member-countries to strengthen the organisation.
“When you look at the strategic vision of FIRS, we see the things you are doing and the way you’re changing the tax system, the kind of reforms and the time that it has taken and of course the movement forward.
“So, we applaud you, and I wanted to say that ATAF is here to say that we stand with you, we applaud you, and we’re ready to provide whatever support that could lead to its success.
“In terms of your strategic vision— people, technology and data, we find that this is something that is really critical for the rest of the continent and that it is an area where ATAF will be happy to support as well,” she said.
The FIRS chairman, while welcoming the visitors, expressed confidence in the capacity of the Executive Secretary to lead ATAF to glory.
He charged Africans to look inwards for homegrown solutions to challenges, stressing that salvation cannot come from the Western world.
“My belief has always been that solutions to Africa’s challenges can only come from Africa. There is no free lunch anywhere. I have said that I don’t believe in aids; I believe in cooperation.
“There is a saying that when you are not on the table, you are definitely on the menu. So, Africa must be on the table and that is it. We should stop being on the menu. That is my charge to you.
“So, the expectation from us as a continent is also to bring what we can contribute to the work, most especially in tax matters.  For us, we have to evolve our own fiscal policies which is what Nigeria has done with the new tax laws.
“Before now, we had tax laws that were colonial relics. We had the Stamp Duties Act of 1939 which was enacted when there was no internet,” he said.